There is no doubt that some time in our lives we all yearn to own that piece of land we can call our own. A yearning that seems to go back awhile, back to an era where the Americas were handing out vast tracts of land to keen and willing immigrants who braved the unknown and were daring.
Not much has changed, and the property environment for first time homeowners can be an unknown quantity without proper guidance and advice.
When it comes to considering property investment there is the misnomer that people believe they are currently invested in property because they own and are paying off their primary residential house (in which they live). If you looked at it another way you could say they are invested more into interest rate movements than anything else.
The problem is that when you sell your house for a profit, you never really get to realise that profit because essentially you utilise that gain in order to purchase another house to live in. Granted, in your twilight years, once you have paid off the home loan and you begin to downscale, your house can form a very valuable and essential part of your retirement plan. Strictly speaking if you owe nothing on your property, are earning rental income or own commercial / industrial property then you are invested in property.
Owning these types of investments comes with it's own problems and barriers to entry. What gets lost sometimes when talking property investing is listed property shares. Property has an important place in any good well-balanced portfolio ? it's how you access it that can make the difference. Listed property shares are made up of property companies that are listed on the JSE. Income is derived from property shares that offer the potential for a secure, escalating income stream. Capital growth is achieved by investing in quality shares that show potential for an upward share price movement.